{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-26-000064","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2026-08-05T20:12:13+00:00","discovered_at":"2026-08-05T20:13:11.681137+00:00","generated_at":"2026-08-05T20:13:16.517506+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"EZCORP Q3 FY2026: Net income +44%, EPS $0.48, Adj. EBITDA +48% to $65.6M","bullets":["Net income attributable to EZCORP rose 44% to $38.2M; diluted EPS up 41% to $0.48.","Adjusted EBITDA increased 48% to $65.6M; total revenues up 35% to $418.7M.","Pawn loans outstanding (PLO) hit record $387.2M, up 33% YoY.","Latin America segment contribution surged 56%; acquired 33 stores in Guatemala.","Acquired remaining minority interests in SMG (108 stores) in July 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-26-000064","json":"https://secwatch.observer/filing/0000876523-26-000064.json","markdown":"https://secwatch.observer/filing/0000876523-26-000064.md","text":"https://secwatch.observer/filing/0000876523-26-000064.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652326000064/0000876523-26-000064-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652326000064/ezpw-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:13:16.517506+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}