---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-26-000064"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2026-08-05T20:12:13+00:00"
generated_at: "2026-08-05T20:13:16.517506+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q3 FY2026: Net income +44%, EPS $0.48, Adj. EBITDA +48% to $65.6M

## Summary
- Net income attributable to EZCORP rose 44% to $38.2M; diluted EPS up 41% to $0.48.
- Adjusted EBITDA increased 48% to $65.6M; total revenues up 35% to $418.7M.
- Pawn loans outstanding (PLO) hit record $387.2M, up 33% YoY.
- Latin America segment contribution surged 56%; acquired 33 stores in Guatemala.
- Acquired remaining minority interests in SMG (108 stores) in July 2026.

## SEC filing metadata
- accession: 0000876523-26-000064
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2026-08-05T20:12:13+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652326000064/0000876523-26-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652326000064/ezpw-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-26-000064
- JSON: https://secwatch.observer/filing/0000876523-26-000064.json
- Plain text: https://secwatch.observer/filing/0000876523-26-000064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.