---
schema_version: "secwatch.filing_event.v1"
accession: "0000879635-25-000015"
form_type: "8-K"
ticker: "MPB"
cik: "0000879635"
company_name: "MID PENN BANCORP INC"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:39:39.237722+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Mid Penn Q4 net income $13.2M ($0.72 EPS) beats consensus; declares $0.20 dividend

## Summary
- Q4 2024 EPS of $0.72 vs consensus $0.71; FY 2024 EPS $2.90 vs $2.29 prior year, up 32%.
- Net interest margin improved to 3.21% from 3.13% QoQ; cost of funds decreased to 2.66%.
- Nonperforming assets rose to $22.7M from $17.7M in prior quarter; net charge-offs remained low at 0.009%.
- Completed $80M capital raise (2.375M shares at $29.50) in Nov 2024; merger with William Penn (~$107M) expected H1 2025.
- Board declared $0.20 quarterly dividend, 57th consecutive, payable Feb 18, 2025 to record Feb 7, 2025.

## SEC filing metadata
- accession: 0000879635-25-000015
- form_type: 8-K
- ticker: MPB
- cik: 0000879635
- company_name: MID PENN BANCORP INC
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/879635/000087963525000015/0000879635-25-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/879635/000087963525000015/mpb-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000879635-25-000015
- JSON: https://secwatch.observer/filing/0000879635-25-000015.json
- Plain text: https://secwatch.observer/filing/0000879635-25-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.