---
schema_version: "secwatch.filing_event.v1"
accession: "0000879635-25-000150"
form_type: "8-K"
ticker: "MPB"
cik: "0000879635"
company_name: "MID PENN BANCORP INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:56:57.185476+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Mid Penn Q2 adjusted EPS $0.70 beats $0.69 consensus; William Penn acquisition closed

## Summary
- GAAP EPS $0.22 vs $0.71 a year ago; adjusted EPS $0.70 (non-GAAP) up 2.9% YoY.
- Completed William Penn acquisition on Apr 30, adding $757M assets; Charis Insurance closed May 12.
- Net interest margin improved to 3.44% from 3.37% in Q1; cost of funds fell to 2.44%.
- Organic loans declined $89.6M (2.0%) due to CRE payoffs; deposits rose $96.2M organically.
- Board declared $0.20 quarterly dividend, 59th consecutive, payable Aug 25 to Aug 8 record holders.

## SEC filing metadata
- accession: 0000879635-25-000150
- form_type: 8-K
- ticker: MPB
- cik: 0000879635
- company_name: MID PENN BANCORP INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/879635/000087963525000150/0000879635-25-000150-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/879635/000087963525000150/mpb-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000879635-25-000150
- JSON: https://secwatch.observer/filing/0000879635-25-000150.json
- Plain text: https://secwatch.observer/filing/0000879635-25-000150.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.