---
schema_version: "secwatch.filing_event.v1"
accession: "0000879635-26-000011"
form_type: "8-K"
ticker: "MPB"
cik: "0000879635"
company_name: "MID PENN BANCORP INC"
filed_at: "2026-01-21T23:59:59+00:00"
generated_at: "2026-05-16T09:25:36.900978+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Mid Penn Q4 EPS $0.84 meets estimates; NIM expands to 3.79%; special dividend $0.05

## Summary
- Net income available to common shareholders of $19.4M ($0.84 per basic share) for Q4 2025, up 47% from Q4 2024.
- Net interest margin (tax-equivalent) rose to 3.79%, up 19 bps QoQ and 58 bps YoY; core efficiency ratio improved to 55.26%.
- Loans grew to $4.9B (up 9.4% YoY); deposits $5.2B; organic deposit growth ex-brokered at 10.8% annualized.
- Declared regular dividend $0.22/share and special dividend $0.05/share, payable Feb 17, 2026; 61st consecutive quarterly.
- Subsequent event: On Jan 1, 2026, Mid Penn completed acquisition of Cumberland Advisors (RIA, $3.2B AUM).

## SEC filing metadata
- accession: 0000879635-26-000011
- form_type: 8-K
- ticker: MPB
- cik: 0000879635
- company_name: MID PENN BANCORP INC
- filed_at: 2026-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/879635/000087963526000011/0000879635-26-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/879635/000087963526000011/mpb-20260121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000879635-26-000011
- JSON: https://secwatch.observer/filing/0000879635-26-000011.json
- Plain text: https://secwatch.observer/filing/0000879635-26-000011.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.