earnings
confidence high
sentiment positive
materiality 0.75
Mid Penn Bancorp Q2 EPS $0.85 beats $0.79 consensus; NIM expands to 4.06%; dividend raised 4.55%
MID PENN BANCORP INC
- Net income $21.7M ($0.85 diluted EPS) vs $0.22 in Q2 2025; beat consensus $0.79.
- Net interest margin 4.06%, up 62 bps YoY and 26 bps QoQ; core efficiency ratio improved to 59.82%.
- Loans grew $107.2M (7.8% annualized) QoQ; deposits decreased $17.7M (1.2% annualized) QoQ.
- Quarterly dividend raised 4.55% to $0.23/share, payable Aug 14 to holders of record Aug 3.
- Repurchased 76,000 shares in Q2; book value per share $35.62, tangible book $28.18.