---
schema_version: "secwatch.filing_event.v1"
accession: "0000883948-25-000029"
form_type: "8-K"
ticker: "AUB"
cik: "0000883948"
company_name: "Atlantic Union Bankshares Corp"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:45:07.863711+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Atlantic Union reports Q1 earnings; closes Sandy Spring merger on April 1

## Summary
- Net income available to common $46.9M, diluted EPS $0.52; adjusted diluted EPS $0.57.
- Completed Sandy Spring merger April 1, exchanging 0.900 AUB shares per SASR share; added 53 branches.
- Net interest margin expanded 12 bps to 3.38%; net interest income $184.2M, up $0.9M QoQ.
- Provision for credit losses $17.6M; allowance increased $15.3M to $209.0M due to economic uncertainty.
- Forward sale settlement net proceeds ~$385M from delivering 11.3M shares to Morgan Stanley.

## SEC filing metadata
- accession: 0000883948-25-000029
- form_type: 8-K
- ticker: AUB
- cik: 0000883948
- company_name: Atlantic Union Bankshares Corp
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/883948/000088394825000029/0000883948-25-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/883948/000088394825000029/aub-20250424x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000883948-25-000029
- JSON: https://secwatch.observer/filing/0000883948-25-000029.json
- Plain text: https://secwatch.observer/filing/0000883948-25-000029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.