{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-23-000090","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2023-08-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.875370+00:00","generated_at":"2026-06-11T23:58:57.608562+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"high","headline":"Credit Acceptance extends $75M warehouse facility maturity to Sep 2026","bullets":["Extended revolving secured warehouse facility cease-to-revolve date from Sep 30, 2024 to Sep 30, 2026.","No other material changes to facility terms; no balance outstanding as of Aug 4, 2023.","Facility size remains $75.0 million; counterparty is Flagstar Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-23-000090","json":"https://secwatch.observer/filing/0000885550-23-000090.json","markdown":"https://secwatch.observer/filing/0000885550-23-000090.md","text":"https://secwatch.observer/filing/0000885550-23-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555023000090/0000885550-23-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555023000090/cacc-20230804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-11T23:58:57.608562+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d48375b5ded1bacf6decc505407b0fe8a7e71217","claim":"CREDIT ACCEPTANCE CORP amended credit facility of $75.0 million with Flagstar Bank, N.A. maturing September 30, 2026.","evidence_excerpt":"The Warehouse Amendment extends the date on which our $75.0 million revolving secured warehouse facility will cease to revolve from September 30, 2024 to September 30, 2026.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/885550/000088555023000090/0000885550-23-000090-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$75.0 million"},{"label":"Counterparty","value":"Flagstar Bank, N.A."},{"label":"Maturity","value":"September 30, 2026"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}