{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-24-000004","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2024-01-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.142286+00:00","generated_at":"2026-06-07T04:25:13.015885+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Credit Acceptance extends $300M warehouse facility revolving period to Dec 2026","bullets":["Fifth amendment extends revolving period from May 20, 2025 to December 29, 2026.","Facility size unchanged at $300.0 million; no other material changes to terms.","No balance outstanding under the facility as of December 29, 2023.","BMO, BMO Capital Markets, and Computershare are counterparties to the amendment."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-24-000004","json":"https://secwatch.observer/filing/0000885550-24-000004.json","markdown":"https://secwatch.observer/filing/0000885550-24-000004.md","text":"https://secwatch.observer/filing/0000885550-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/0000885550-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/cacc-20231229.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T04:25:13.015885+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e70d30855d9d67e66fdba9c187fb170106a66d05","claim":"CREDIT ACCEPTANCE CORP amended revolving credit of $300.0 million with Bank of Montreal maturing December 29, 2026.","evidence_excerpt":"The Warehouse Amendment extends the date on which our $300.0 million revolving secured warehouse facility will cease to revolve from May 20, 2025 to December 29, 2026.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/0000885550-24-000004-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$300.0 million"},{"label":"Counterparty","value":"Bank of Montreal"},{"label":"Maturity","value":"December 29, 2026"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}