---
schema_version: "secwatch.filing_event.v1"
accession: "0000885550-24-000004"
form_type: "8-K"
ticker: "CACC"
cik: "0000885550"
company_name: "CREDIT ACCEPTANCE CORP"
filed_at: "2024-01-04T23:59:59+00:00"
generated_at: "2026-06-07T04:25:13.015885+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Credit Acceptance extends $300M warehouse facility revolving period to Dec 2026

## Summary
- Fifth amendment extends revolving period from May 20, 2025 to December 29, 2026.
- Facility size unchanged at $300.0 million; no other material changes to terms.
- No balance outstanding under the facility as of December 29, 2023.
- BMO, BMO Capital Markets, and Computershare are counterparties to the amendment.

## SEC filing metadata
- accession: 0000885550-24-000004
- form_type: 8-K
- ticker: CACC
- cik: 0000885550
- company_name: CREDIT ACCEPTANCE CORP
- filed_at: 2024-01-04T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/0000885550-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/cacc-20231229.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000885550-24-000004
- JSON: https://secwatch.observer/filing/0000885550-24-000004.json
- Plain text: https://secwatch.observer/filing/0000885550-24-000004.txt

## Key facts
- Debt Financings
  CREDIT ACCEPTANCE CORP amended revolving credit of $300.0 million with Bank of Montreal maturing December 29, 2026.
  - Instrument: revolving credit
  - Principal: $300.0 million
  - Counterparty: Bank of Montreal
  - Maturity: December 29, 2026
  - Event: amendment
  source text: The Warehouse Amendment extends the date on which our $300.0 million revolving secured warehouse facility will cease to revolve from May 20, 2025 to December 29, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/885550/000088555024000004/0000885550-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.