{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-24-000050","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2024-04-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.299138+00:00","generated_at":"2026-06-04T03:11:59.678892+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Credit Acceptance reports record loan portfolio of $7.0B; volume and spread growth continue","bullets":["Loan portfolio reached $7.0B at year-end 2023 (highest ever); unit and dollar volumes grew 18.6% and 14.4%.","Initial spread on 2023 assignments increased to 21.3% from 20.1% in 2022; seven consecutive quarters of growth.","Secured $700M in new asset-backed financing; $1.4B unused capacity under revolving facilities as of March 31, 2024.","Since 1999, repurchased approximately 40.4 million shares; $1B in senior notes outstanding."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-24-000050","json":"https://secwatch.observer/filing/0000885550-24-000050.json","markdown":"https://secwatch.observer/filing/0000885550-24-000050.md","text":"https://secwatch.observer/filing/0000885550-24-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000050/0000885550-24-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000050/cacc-20240403.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T03:11:59.678892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}