{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-24-000142","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2024-12-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.262385+00:00","generated_at":"2026-05-29T05:24:57.243923+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Credit Acceptance expands warehouse facility to $250M, extends maturity, lowers rate","bullets":["Facility increased from $200M to $250M; revolving period extended to Dec 2027, maturity to Dec 2029.","Interest rate reduced from SOFR+245bps to SOFR+185bps.","No outstanding balance on the facility as of December 5, 2024.","Warehouse Amendment with Fifth Third Bank effective December 5, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-24-000142","json":"https://secwatch.observer/filing/0000885550-24-000142.json","markdown":"https://secwatch.observer/filing/0000885550-24-000142.md","text":"https://secwatch.observer/filing/0000885550-24-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000142/0000885550-24-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555024000142/cacc-20241205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T05:24:57.243923+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}