{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-25-000014","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2025-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.677750+00:00","generated_at":"2026-05-26T22:33:56.587209+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"medium","headline":"Credit Acceptance plans $400M senior notes offering to refinance 6.625% notes due 2026","bullets":["Offering $400M aggregate principal of senior notes due 2030 to qualified institutional buyers under Rule 144A.","Net proceeds, with cash on hand, will redeem all $400M of 6.625% senior notes due 2026.","Pending redemption, proceeds may be invested short-term or used to repay revolving credit facility borrowings.","Notes are unregistered and may not be offered or sold in the U.S. absent registration or exemption."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-25-000014","json":"https://secwatch.observer/filing/0000885550-25-000014.json","markdown":"https://secwatch.observer/filing/0000885550-25-000014.md","text":"https://secwatch.observer/filing/0000885550-25-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000014/0000885550-25-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000014/cacc-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:33:56.587209+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}