{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-25-000018","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2025-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.678297+00:00","generated_at":"2026-05-26T22:34:01.252488+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Credit Acceptance conditionally redeems $400M of 6.625% notes due 2026 with new 2030 notes","bullets":["Conditional notice to redeem all $400M of 6.625% senior notes due 2026 on Feb 28, 2025.","Redemption conditioned on receiving at least $400M from new senior notes due 2030 offering.","Refinancing extends debt maturity from 2026 to 2030; terms of new notes not yet detailed.","Company expects to use proceeds to fund redemption, net of discounts and expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-25-000018","json":"https://secwatch.observer/filing/0000885550-25-000018.json","markdown":"https://secwatch.observer/filing/0000885550-25-000018.md","text":"https://secwatch.observer/filing/0000885550-25-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000018/0000885550-25-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000018/cacc-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:34:01.252488+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}