---
schema_version: "secwatch.filing_event.v1"
accession: "0000885550-25-000018"
form_type: "8-K"
ticker: "CACC"
cik: "0000885550"
company_name: "CREDIT ACCEPTANCE CORP"
filed_at: "2025-02-13T23:59:59+00:00"
generated_at: "2026-05-26T22:34:01.252488+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Credit Acceptance conditionally redeems $400M of 6.625% notes due 2026 with new 2030 notes

## Summary
- Conditional notice to redeem all $400M of 6.625% senior notes due 2026 on Feb 28, 2025.
- Redemption conditioned on receiving at least $400M from new senior notes due 2030 offering.
- Refinancing extends debt maturity from 2026 to 2030; terms of new notes not yet detailed.
- Company expects to use proceeds to fund redemption, net of discounts and expenses.

## SEC filing metadata
- accession: 0000885550-25-000018
- form_type: 8-K
- ticker: CACC
- cik: 0000885550
- company_name: CREDIT ACCEPTANCE CORP
- filed_at: 2025-02-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/885550/000088555025000018/0000885550-25-000018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/885550/000088555025000018/cacc-20250213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000885550-25-000018
- JSON: https://secwatch.observer/filing/0000885550-25-000018.json
- Plain text: https://secwatch.observer/filing/0000885550-25-000018.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.