Credit Acceptance extends $75M warehouse facility to 2028; lowers rate and servicing fee

CREDIT ACCEPTANCE CORP

Revolving period extended from Sept 30, 2026 to Sept 30, 2028 on $75M secured warehouse facility.
Interest rate reduced from SOFR+210 bps to SOFR+185 bps; servicing fee cut from 6% to 4% of collections.
No balance outstanding under the facility as of July 11, 2025.
Amendment with Flagstar Bank; no other material changes to terms.

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