Credit Acceptance extends $300M warehouse facility to 2028, reduces spread by 16.4 bps

CREDIT ACCEPTANCE CORP

Revolving period extended from December 29, 2026 to July 30, 2028.
Interest rate reduced from SOFR+221.4 bps to SOFR+205 bps.
No balance outstanding under the facility as of July 30, 2025.
No other material changes to the facility's terms.

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