{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-25-000098","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2025-09-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.584285+00:00","generated_at":"2026-05-17T06:42:05.746774+00:00","sec_items":["7.01","9.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"confidence":"medium","headline":"Credit Acceptance updates loan performance trends and SSN/ITIN pilot program","bullets":["Loan performance for two months ended Aug 31, 2025 consistent with recent quarter trends.","Pilot program for borrowers without SSN/ITIN limited to 5 market areas; originations de minimis.","Collections performance within pilot consistent with expectations; no plans to expand.","All pilot borrowers required to provide government-issued photo ID for identity verification."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-25-000098","json":"https://secwatch.observer/filing/0000885550-25-000098.json","markdown":"https://secwatch.observer/filing/0000885550-25-000098.md","text":"https://secwatch.observer/filing/0000885550-25-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000098/0000885550-25-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000098/cacc-20250912.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:42:05.746774+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}