---
schema_version: "secwatch.filing_event.v1"
accession: "0000885550-25-000098"
form_type: "8-K"
ticker: "CACC"
cik: "0000885550"
company_name: "CREDIT ACCEPTANCE CORP"
filed_at: "2025-09-15T23:59:59+00:00"
generated_at: "2026-05-17T06:42:05.746774+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "medium"
source: SEC EDGAR
---

# Credit Acceptance updates loan performance trends and SSN/ITIN pilot program

## Summary
- Loan performance for two months ended Aug 31, 2025 consistent with recent quarter trends.
- Pilot program for borrowers without SSN/ITIN limited to 5 market areas; originations de minimis.
- Collections performance within pilot consistent with expectations; no plans to expand.
- All pilot borrowers required to provide government-issued photo ID for identity verification.

## SEC filing metadata
- accession: 0000885550-25-000098
- form_type: 8-K
- ticker: CACC
- cik: 0000885550
- company_name: CREDIT ACCEPTANCE CORP
- filed_at: 2025-09-15T23:59:59+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/885550/000088555025000098/0000885550-25-000098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/885550/000088555025000098/cacc-20250912.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000885550-25-000098
- JSON: https://secwatch.observer/filing/0000885550-25-000098.json
- Plain text: https://secwatch.observer/filing/0000885550-25-000098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.