Credit Acceptance extends $200M warehouse facility to Sep 2028, cuts spread by 40 bps

CREDIT ACCEPTANCE CORP

Revolving secured warehouse facility extended from Sep 2026 to Sep 2028.
Interest rate reduced from SOFR+225 bps to SOFR+185 bps.
Facility size remains $200.0 million; no balance outstanding as of Sep 19, 2025.
No other material changes to the facility terms.

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