{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-25-000117","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.478625+00:00","generated_at":"2026-05-17T02:05:43.090263+00:00","sec_items":["5.02","7.01","9.01"],"event_type":"leadership","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CEO Ken Booth to retire Jan 2026; Vinayak Hegde appointed as next CEO effective Nov 13, 2025","bullets":["Kenneth S. Booth retires as CEO and President effective Jan 31, 2026; will remain a board member.","Vinayak R. Hegde, previously a board member, appointed CEO and President effective Nov 13, 2025.","Hegde receives $1.1M base salary, $500K signing bonus, and 140,000 RSUs vesting over 10 years.","Hegde was most recently Consumer CMO at T-Mobile and held leadership roles at Amazon, Airbnb, and Groupon."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-25-000117","json":"https://secwatch.observer/filing/0000885550-25-000117.json","markdown":"https://secwatch.observer/filing/0000885550-25-000117.md","text":"https://secwatch.observer/filing/0000885550-25-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000117/0000885550-25-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555025000117/cacc-20251025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:05:43.090263+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}