{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-26-000007","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.917230+00:00","generated_at":"2026-05-16T08:16:47.405791+00:00","sec_items":["5.02"],"event_type":"leadership","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Credit Acceptance CAO Arthur Smith and CSO Daniel Ulatowski retiring Feb 1, 2026","bullets":["Arthur L. Smith (CAO) and Daniel A. Ulatowski (CSO) retire as officers effective Feb 1, 2026.","Each will serve as non-employee advisor until July 31, 2026 under separation and advisory agreements.","Smith receives monthly consulting fee of $66,758.01; Ulatowski receives $64,166.67.","Their stock options remain exercisable through December 30, 2026 due to retirement treatment per plan."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-26-000007","json":"https://secwatch.observer/filing/0000885550-26-000007.json","markdown":"https://secwatch.observer/filing/0000885550-26-000007.md","text":"https://secwatch.observer/filing/0000885550-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555026000007/0000885550-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555026000007/cacc-20260120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:16:47.405791+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}