Credit Acceptance Q1 GAAP EPS $12.40, adjusted $10.71; loan forecast volatility eases

CREDIT ACCEPTANCE CORP

2026-Q1 EPS reported $12.40 vs consensus $10.73 ▲ beat (+15.6%)

GAAP net income $135.8M ($12.40/diluted share) vs $106.3M ($8.66) YoY; adjusted net income $117.3M ($10.71).
Loan assignment unit volume 95,992 (-4.3% YoY); dollar volume $1.1B (-4.0% YoY).
Forecasted net cash flow decline of $9.1M (0.1%) – smallest quarterly change in three years.
Repurchased 365,258 shares (3.4% of shares outstanding) for $178.9M.
Liquidity $1.3B at March 31; record 10,977 active dealers (+1.7% YoY).

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.98

CREDIT ACCEPTANCE CORP reported three months ended March 31, 2026 results: net income Adjusted net income . . . was $117.3 million, EPS $10.71 per diluted share.

Period: three months ended March 31, 2026
Net income: Adjusted net income . . . was $117.3 million
EPS: $10.71 per diluted share
Result: reported results

Exact text from the filing

million, or $12.40 per diluted share, for the three months ended March 31, 2026. Adjusted net income, a non-GAAP financial measure, for the three months ended March 31, 2026 was $117.3 million, or $10.71 per diluted share. The following table summarizes our financial results: (In millions, except per share data) For the Three Months Ended March 31, 2026 December 31,

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 0.98

CREDIT ACCEPTANCE CORP reported three months ended March 31, 2026 results: net income Adjusted net income . . . was $117.3 million, EPS $10.71 per diluted share.

Period: three months ended March 31, 2026
Net income: Adjusted net income . . . was $117.3 million
EPS: $10.71 per diluted share
Result: reported results

Exact text from the filing

Adjusted net income, a non-GAAP financial measure, for the three months ended March 31, 2026 was $117.3 million, or $10.71 per diluted share.

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Source: SEC EDGAR

accession 0000885550-26-000079

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