{"schema_version":"secwatch.filing_event.v1","accession":"0000885550-26-000195","form_type":"8-K","ticker":"CACC","cik":"0000885550","company_name":"CREDIT ACCEPTANCE CORP","filed_at":"2026-09-21T20:02:03+00:00","discovered_at":"2026-09-21T20:03:00.612720+00:00","generated_at":"2026-09-21T20:03:18.726691+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Credit Acceptance extends $500M ABS and warehouse facility to 2028, adjusts rates","bullets":["Term ABS 2019-2 revolving period extended from Sep 15 2026 to Sep 15 2028; interest rate raised from 5.43% to 5.83%.","Warehouse Facility II amortization date extended from Sep 20 2027 to Sep 15 2028; rate cut from SOFR+185bps to SOFR+175bps.","$180.0 million outstanding under Warehouse Facility II as of September 15, 2026.","No other material changes to either facility; amendments executed with Wells Fargo Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0000885550-26-000195","json":"https://secwatch.observer/filing/0000885550-26-000195.json","markdown":"https://secwatch.observer/filing/0000885550-26-000195.md","text":"https://secwatch.observer/filing/0000885550-26-000195.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885550/000088555026000195/0000885550-26-000195-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885550/000088555026000195/cacc-20260915.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-21T20:03:18.726691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}