---
schema_version: "secwatch.filing_event.v1"
accession: "0000885550-26-000195"
form_type: "8-K"
ticker: "CACC"
cik: "0000885550"
company_name: "CREDIT ACCEPTANCE CORP"
filed_at: "2026-09-21T20:02:03+00:00"
generated_at: "2026-09-21T20:03:18.726691+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Credit Acceptance extends $500M ABS and warehouse facility to 2028, adjusts rates

## Summary
- Term ABS 2019-2 revolving period extended from Sep 15 2026 to Sep 15 2028; interest rate raised from 5.43% to 5.83%.
- Warehouse Facility II amortization date extended from Sep 20 2027 to Sep 15 2028; rate cut from SOFR+185bps to SOFR+175bps.
- $180.0 million outstanding under Warehouse Facility II as of September 15, 2026.
- No other material changes to either facility; amendments executed with Wells Fargo Bank.

## SEC filing metadata
- accession: 0000885550-26-000195
- form_type: 8-K
- ticker: CACC
- cik: 0000885550
- company_name: CREDIT ACCEPTANCE CORP
- filed_at: 2026-09-21T20:02:03+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/885550/000088555026000195/0000885550-26-000195-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/885550/000088555026000195/cacc-20260915.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000885550-26-000195
- JSON: https://secwatch.observer/filing/0000885550-26-000195.json
- Plain text: https://secwatch.observer/filing/0000885550-26-000195.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.