{"schema_version":"secwatch.filing_event.v1","accession":"0000887343-24-000242","form_type":"8-K","ticker":"COLB","cik":"0000887343","company_name":"COLUMBIA BANKING SYSTEM, INC.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.182343+00:00","generated_at":"2026-05-31T16:33:35.768227+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Columbia Banking Q2 net income $120M reported, $140M operating; EPS $0.57/$0.67","bullets":["Q2 2024 reported net income $120M ($0.57 diluted EPS); operating net income $140M ($0.67).","Pre-provision net revenue (operating) $219M; ROA (operating) 1.08%, ROTCE (operating) 16.96%.","Deposits $42B; CET1 ratio 9.9%; net charge-off rate 0.30% annualized; provision expense $31.8M.","Expects Q4 2024 core expense run rate $965M-$985M annualized; 91% of cost savings realized by June 30.","Launched targeted small business deposit campaigns; opened first retail location in Phoenix, AZ."],"urls":{"canonical":"https://secwatch.observer/filing/0000887343-24-000242","json":"https://secwatch.observer/filing/0000887343-24-000242.json","markdown":"https://secwatch.observer/filing/0000887343-24-000242.md","text":"https://secwatch.observer/filing/0000887343-24-000242.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/887343/000088734324000242/0000887343-24-000242-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/887343/000088734324000242/colb-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:33:35.768227+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}