---
schema_version: "secwatch.filing_event.v1"
accession: "0000887343-24-000242"
form_type: "8-K"
ticker: "COLB"
cik: "0000887343"
company_name: "COLUMBIA BANKING SYSTEM, INC."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:33:35.768227+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Columbia Banking Q2 net income $120M reported, $140M operating; EPS $0.57/$0.67

## Summary
- Q2 2024 reported net income $120M ($0.57 diluted EPS); operating net income $140M ($0.67).
- Pre-provision net revenue (operating) $219M; ROA (operating) 1.08%, ROTCE (operating) 16.96%.
- Deposits $42B; CET1 ratio 9.9%; net charge-off rate 0.30% annualized; provision expense $31.8M.
- Expects Q4 2024 core expense run rate $965M-$985M annualized; 91% of cost savings realized by June 30.
- Launched targeted small business deposit campaigns; opened first retail location in Phoenix, AZ.

## SEC filing metadata
- accession: 0000887343-24-000242
- form_type: 8-K
- ticker: COLB
- cik: 0000887343
- company_name: COLUMBIA BANKING SYSTEM, INC.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/887343/000088734324000242/0000887343-24-000242-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/887343/000088734324000242/colb-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000887343-24-000242
- JSON: https://secwatch.observer/filing/0000887343-24-000242.json
- Plain text: https://secwatch.observer/filing/0000887343-24-000242.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.