earnings
confidence high
sentiment positive
materiality 0.75
Columbia Banking Q4 2024 EPS $0.68 ($0.71 operating); full-year $2.55 ($2.71 operating)
COLUMBIA BANKING SYSTEM, INC.
2024-FY EPS reported
$2.55
revenue$148,814,000
- Q4 2024 net income $143M ($0.68 diluted); operating net income $150M ($0.71 diluted).
- Full-year 2024 net income $534M ($2.55 diluted); operating net income $568M ($2.71 diluted).
- Pre-provision net revenue (PPNR): Q4 $221M reported, $229M operating; FY $825M reported, $871M operating.
- Total risk-based capital ratio 12.6% (est.), CET1 10.5%; achieved $82M annualized cost savings.
- Credit quality: NPA/assets 0.27%, net charge-offs 0.33% annualized; ACL/total loans 1.17% plus $60M credit discount.