{"schema_version":"secwatch.filing_event.v1","accession":"0000887343-25-000221","form_type":"8-K","ticker":"COLB","cik":"0000887343","company_name":"COLUMBIA BANKING SYSTEM, INC.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.595369+00:00","generated_at":"2026-05-18T02:59:12.982505+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Columbia Banking System Reports Q2 2025 Net Income of $152M, EPS $0.73","bullets":["Net income $152M, diluted EPS $0.73; operating net income $160M, operating EPS $0.76.","Net interest margin rose 15 bps to 3.75% QoQ; net interest income up $21M to $446M.","Non-interest expense dropped $62M QoQ due to no repeat of $55M legal settlement and $15M severance.","Shareholders of Columbia and Pacific Premier approved acquisition; closing expected Sept 1, 2025 subject to regulatory approvals.","Deposits fell $475M to $41.7B from seasonal tax payments; commercial loans grew while multifamily contracted."],"urls":{"canonical":"https://secwatch.observer/filing/0000887343-25-000221","json":"https://secwatch.observer/filing/0000887343-25-000221.json","markdown":"https://secwatch.observer/filing/0000887343-25-000221.md","text":"https://secwatch.observer/filing/0000887343-25-000221.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/887343/000088734325000221/0000887343-25-000221-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/887343/000088734325000221/colb-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-18T02:59:12.982505+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}