{"schema_version":"secwatch.filing_event.v1","accession":"0000887343-26-000132","form_type":"8-K","ticker":"COLB","cik":"0000887343","company_name":"COLUMBIA BANKING SYSTEM, INC.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.876376+00:00","generated_at":"2026-05-15T04:45:40.021360+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Columbia Banking Q1 2026: Net income $192M ($0.66 EPS), NIM 3.96%, NPA ratio 0.40%","bullets":["GAAP net income $192M ($0.66 diluted EPS); operating net income $209M ($0.72 EPS).","Net interest margin 3.96%, down 10 bps QoQ; net interest income $594M, down $33M.","Credit quality: Net charge-offs 0.30% annualized (up from 0.25%); provision $28M.","Repurchased $200M of stock at avg $30.74; declared $0.37 dividend per share.","Pacific Premier merger integration on track; cost savings expected by June 30, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000887343-26-000132","json":"https://secwatch.observer/filing/0000887343-26-000132.json","markdown":"https://secwatch.observer/filing/0000887343-26-000132.md","text":"https://secwatch.observer/filing/0000887343-26-000132.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/887343/000088734326000132/0000887343-26-000132-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/887343/000088734326000132/colb-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:45:40.021360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"54bc0ae1bca2a6576fb97fd5a59665405be20a9d","claim":"COLUMBIA BANKING SYSTEM, INC. reported first quarter 2026 results: revenue $594, net income $192 million, EPS $0.66.","evidence_excerpt":"58.03% 57.30% 69.06% Operating efficiency ratio, as adjusted 1 53.68% 51.39% 55.11% INCOME STATEMENT ($ in millions, excl. per share data) 1Q26 4Q25 1Q25 Net interest income $594 $627 $425 Provision for credit losses $28 $23 $27 Non-interest income $83 $90 $66 Non-interest expense $394 $412 $340 Pre-provision net revenue 1 $283 $305 $151 Operating","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/887343/000088734326000132/0000887343-26-000132-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Revenue","value":"$594"},{"label":"Net income","value":"$192 million"},{"label":"EPS","value":"$0.66"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}