{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-23-000019","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2023-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.437522+00:00","generated_at":"2026-06-19T03:47:26.105958+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Universal Insurance Q4 GAAP EPS $0.82, adjusted EPS $0.72; net combined ratio improves to 101.4%","bullets":["Diluted GAAP EPS $0.82; adjusted EPS $0.72 for Q4 2022.","Book value per share $9.47, up 10.9% from Q3 2022; adjusted book value $12.89, up 4.5%.","Net combined ratio 101.4%, down from 131.4% in prior-year quarter.","Direct premiums written $416.1M, up 4.2% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-23-000019","json":"https://secwatch.observer/filing/0000891166-23-000019.json","markdown":"https://secwatch.observer/filing/0000891166-23-000019.md","text":"https://secwatch.observer/filing/0000891166-23-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000019/0000891166-23-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000019/uve-20230223.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T03:47:26.105958+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}