---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-23-000040"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2023-04-27T23:59:59+00:00"
generated_at: "2026-06-16T10:43:59.139879+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Q1 EPS $0.79; direct premiums up 3.4% to $410.1M

## Summary
- Diluted EPS $0.79 (GAAP and adjusted); annualized adjusted ROCE 23.9%.
- Direct premiums written $410.1M, up 3.4% from prior year quarter.
- Book value per share $10.57, up 11.6% from Q4 2022; adjusted book value $13.52.
- Annualized return on average common equity 31.7%.

## SEC filing metadata
- accession: 0000891166-23-000040
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2023-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116623000040/0000891166-23-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116623000040/uve-20230427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-23-000040
- JSON: https://secwatch.observer/filing/0000891166-23-000040.json
- Plain text: https://secwatch.observer/filing/0000891166-23-000040.txt

## Key facts
- Earnings Releases
  UNIVERSAL INSURANCE HOLDINGS, INC. reported the fiscal quarter ended March 31, 2023 results: EPS Diluted earnings per common share of $0.79; diluted adjusted* earnings per common share of $0.79.
  - Period: the fiscal quarter ended March 31, 2023
  - EPS: Diluted earnings per common share of $0.79; diluted adjusted* earnings per common share of $0.79
  - Result: reported results
  source text: Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000089116623000040/0000891166-23-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.