{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-23-000082","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.909653+00:00","generated_at":"2026-06-13T01:50:25.419455+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Universal Insurance Q2 EPS $0.93; direct premiums up 2.7% to $547.1M; combined ratio improves to 99.1%","bullets":["Diluted EPS $0.93 ($0.87 adjusted); net combined ratio 99.1%, down 1.8 pts YoY.","Direct premiums written $547.1M, up 2.7% from prior-year quarter.","Book value per share $11.12, up 17.4% vs Q4 2022; adjusted book value $14.31, up 11.0%.","Repurchased ~396k shares for $6.1M; total capital returned to shareholders $11.1M including $0.16 quarterly dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-23-000082","json":"https://secwatch.observer/filing/0000891166-23-000082.json","markdown":"https://secwatch.observer/filing/0000891166-23-000082.md","text":"https://secwatch.observer/filing/0000891166-23-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/0000891166-23-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/uve-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T01:50:25.419455+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"49b3031bb83110a1f32a8e38119054f658d20669","claim":"UNIVERSAL INSURANCE HOLDINGS, INC. reported fiscal quarter ended June 30, 2023 results: revenue $547.1 million, EPS Diluted earnings per common share of $0.93.","evidence_excerpt":"Universal Reports Second Quarter 2023 Results • Diluted earnings per common share of $0.93; diluted adjusted* earnings per common share of $0.87 • Annualized return on average common equity (“ROCE”) of 34.8%, annualized adjusted* return on average common equity of 25.3% • Direct premiums written of $547.1 million, up 2.7% from the prior year quarter • Net combined ratio of 99.1%, down 1.8 points from the prior year quarter • Book value per share of $11.12, up 17.4% from fourth quarter 2022; adjusted book value per share of $14.31, up 11.0% from fourth quarter 2022 • Repurchased approximately 396 thousand shares for $6.1 million. Total capital returned to shareholders of $11.1 million, including $0.16 per share regular quarterly dividend","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/0000891166-23-000082-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal quarter ended June 30, 2023"},{"label":"Revenue","value":"$547.1 million"},{"label":"EPS","value":"Diluted earnings per common share of $0.93"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}