---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-23-000082"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-13T01:50:25.419455+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Q2 EPS $0.93; direct premiums up 2.7% to $547.1M; combined ratio improves to 99.1%

## Summary
- Diluted EPS $0.93 ($0.87 adjusted); net combined ratio 99.1%, down 1.8 pts YoY.
- Direct premiums written $547.1M, up 2.7% from prior-year quarter.
- Book value per share $11.12, up 17.4% vs Q4 2022; adjusted book value $14.31, up 11.0%.
- Repurchased ~396k shares for $6.1M; total capital returned to shareholders $11.1M including $0.16 quarterly dividend.

## SEC filing metadata
- accession: 0000891166-23-000082
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/0000891166-23-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/uve-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-23-000082
- JSON: https://secwatch.observer/filing/0000891166-23-000082.json
- Plain text: https://secwatch.observer/filing/0000891166-23-000082.txt

## Key facts
- Earnings Releases
  UNIVERSAL INSURANCE HOLDINGS, INC. reported fiscal quarter ended June 30, 2023 results: revenue $547.1 million, EPS Diluted earnings per common share of $0.93.
  - Period: fiscal quarter ended June 30, 2023
  - Revenue: $547.1 million
  - EPS: Diluted earnings per common share of $0.93
  - Result: reported results
  source text: Universal Reports Second Quarter 2023 Results • Diluted earnings per common share of $0.93; diluted adjusted* earnings per common share of $0.87 • Annualized return on average common equity (“ROCE”) of 34.8%, annualized adjusted* return on average common equity of 25.3% • Direct premiums written of $547.1 million, up 2.7% from the prior year quarter • Net combined ratio of 99.1%, down 1.8 points from the prior year quarter • Book value per share of $11.12, up 17.4% from fourth quarter 2022; adjusted book value per share of $14.31, up 11.0% from fourth quarter 2022 • Repurchased approximately 396 thousand shares for $6.1 million. Total capital returned to shareholders of $11.1 million, including $0.16 per share regular quarterly dividend
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000089116623000082/0000891166-23-000082-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.