{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-23-000092","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.306635+00:00","generated_at":"2026-06-09T09:25:52.424114+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Universal Insurance Q3 net loss $0.20/share; premiums up 6.3% YoY","bullets":["Net loss per common share $0.20; adjusted loss $0.16.","Direct premiums written $532.0M, +6.3% vs prior year quarter.","Net combined ratio 110.7%, 28.5-point improvement from 139.2% a year ago.","Book value per share $10.33, +21% YoY; adjusted book value $14.00, +13.5%.","Repurchased ~894k shares for $12.3M; total capital returned $17.2M including $0.16 dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-23-000092","json":"https://secwatch.observer/filing/0000891166-23-000092.json","markdown":"https://secwatch.observer/filing/0000891166-23-000092.md","text":"https://secwatch.observer/filing/0000891166-23-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/0000891166-23-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/uve-20231026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:25:52.424114+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"daefb51e0ed6dcf24bce158e5e28c5cb5c813b49","claim":"UNIVERSAL INSURANCE HOLDINGS, INC. reported fiscal quarter ended September 30, 2023 results: revenue $532.0 million, EPS Loss per common share of $0.20.","evidence_excerpt":"--- EX-99.1 (EX-99.1) --- Universal Reports Third Quarter 2023 Results • Loss per common share of $0.20; adjusted* loss per common share of $0.16 • Direct premiums written of $532.0 million, up 6.3% from the prior year quarter • Net combined ratio of 110.7%, down 28.5 points from the prior year quarter • Book value per share of $10.33, up 21.0% year-over-year;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/0000891166-23-000092-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal quarter ended September 30, 2023"},{"label":"Revenue","value":"$532.0 million"},{"label":"EPS","value":"Loss per common share of $0.20"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}