---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-23-000092"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T09:25:52.424114+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Q3 net loss $0.20/share; premiums up 6.3% YoY

## Summary
- Net loss per common share $0.20; adjusted loss $0.16.
- Direct premiums written $532.0M, +6.3% vs prior year quarter.
- Net combined ratio 110.7%, 28.5-point improvement from 139.2% a year ago.
- Book value per share $10.33, +21% YoY; adjusted book value $14.00, +13.5%.
- Repurchased ~894k shares for $12.3M; total capital returned $17.2M including $0.16 dividend.

## SEC filing metadata
- accession: 0000891166-23-000092
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/0000891166-23-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/uve-20231026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-23-000092
- JSON: https://secwatch.observer/filing/0000891166-23-000092.json
- Plain text: https://secwatch.observer/filing/0000891166-23-000092.txt

## Key facts
- Earnings Releases
  UNIVERSAL INSURANCE HOLDINGS, INC. reported fiscal quarter ended September 30, 2023 results: revenue $532.0 million, EPS Loss per common share of $0.20.
  - Period: fiscal quarter ended September 30, 2023
  - Revenue: $532.0 million
  - EPS: Loss per common share of $0.20
  - Result: reported results
  source text: --- EX-99.1 (EX-99.1) --- Universal Reports Third Quarter 2023 Results • Loss per common share of $0.20; adjusted* loss per common share of $0.16 • Direct premiums written of $532.0 million, up 6.3% from the prior year quarter • Net combined ratio of 110.7%, down 28.5 points from the prior year quarter • Book value per share of $10.33, up 21.0% year-over-year;
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000089116623000092/0000891166-23-000092-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.