---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-24-000008"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2024-02-22T23:59:59+00:00"
generated_at: "2026-06-05T21:27:48.169062+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Q4 GAAP EPS $0.68, adjusted EPS $0.43; direct premiums up 4% YoY

## Summary
- Diluted GAAP EPS $0.68; diluted adjusted EPS $0.43. Annualized ROCE 24.9%.
- Direct premiums written $432.6M, up 4.0% YoY. Book value per share $11.78 (+24.4% YoY).
- Returned $12.3M to shareholders: $3.6M share repurchases, $0.16 regular dividend, $0.13 special dividend.
- Adjusted book value per share $14.34, up 11.2% year-over-year.

## SEC filing metadata
- accession: 0000891166-24-000008
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2024-02-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116624000008/0000891166-24-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116624000008/uve-20240222.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-24-000008
- JSON: https://secwatch.observer/filing/0000891166-24-000008.json
- Plain text: https://secwatch.observer/filing/0000891166-24-000008.txt

## Key facts
- Earnings Releases
  UNIVERSAL INSURANCE HOLDINGS, INC. reported the fiscal quarter and year ended December 31, 2023 results: EPS $0.68.
  - Period: the fiscal quarter and year ended December 31, 2023
  - EPS: $0.68
  - Result: reported results
  source text: On February 22, 2024, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000089116624000008/0000891166-24-000008-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.