---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-24-000070"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:33:44.202148+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Universal Q2 GAAP EPS $1.21, adjusted $1.18; premiums up 5.7% YoY

## Summary
- GAAP EPS of $1.21; diluted adjusted EPS of $1.18.
- Direct premiums written $578.3M, up 5.7% from prior-year quarter.
- Book value per share $13.79 (+24.0% YoY); adjusted book value $16.44 (+14.9%).
- Annualized ROCE 37.4%; adjusted ROCE 30.5%.
- Returned $10.1M to shareholders: $5.3M in buybacks and $0.16 per share dividend.

## SEC filing metadata
- accession: 0000891166-24-000070
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116624000070/0000891166-24-000070-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116624000070/uve-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-24-000070
- JSON: https://secwatch.observer/filing/0000891166-24-000070.json
- Plain text: https://secwatch.observer/filing/0000891166-24-000070.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.