{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-24-000091","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.288804+00:00","generated_at":"2026-05-30T10:49:17.161651+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Universal Insurance posts Q3 loss of $0.57 per share; direct premiums up 8% to $574M","bullets":["Loss per common share of $0.57; adjusted loss per common share of $0.73.","Direct premiums written of $574.4 million, up 8.0% from prior year quarter.","Book value per share of $14.15, up 37.0% year-over-year; adjusted book value $15.76, up 12.6%.","Returned $9.1M to shareholders: $4.4M share repurchases and $0.16 per share regular dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-24-000091","json":"https://secwatch.observer/filing/0000891166-24-000091.json","markdown":"https://secwatch.observer/filing/0000891166-24-000091.md","text":"https://secwatch.observer/filing/0000891166-24-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116624000091/0000891166-24-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116624000091/uve-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:49:17.161651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}