{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-25-000021","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2025-02-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.712282+00:00","generated_at":"2026-05-26T05:19:22.101735+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Universal Insurance Q4 GAAP EPS $0.21, adj EPS $0.25; premiums up 8.8% YoY","bullets":["Direct premiums written $470.9M, up 8.8% YoY.","Book value per share $13.28 (+12.7% YoY); adjusted book value $15.53 (+8.3%).","Returned $16.2M to shareholders: $7.7M buybacks, $0.16 regular and $0.13 special dividends.","Annualized adjusted ROCE of 6.5%; diluted adjusted EPS $0.25.","GAAP net income not explicitly stated, but diluted GAAP EPS $0.21."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-25-000021","json":"https://secwatch.observer/filing/0000891166-25-000021.json","markdown":"https://secwatch.observer/filing/0000891166-25-000021.md","text":"https://secwatch.observer/filing/0000891166-25-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000021/0000891166-25-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000021/uve-20250225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T05:19:22.101735+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}