Universal Insurance Q1 net income up 23% to $41.4M; EPS $1.44

UNIVERSAL INSURANCE HOLDINGS, INC.

2025-Q1 EPS reported $1.44 revenue$394,867,000

Diluted GAAP EPS $1.44 vs $1.14; adjusted EPS $1.44; net income $41.4M, up 23.1%.
Direct premiums written $467.1M (+4.7%) from 34.7% growth outside Florida; policies in force up 5.5%.
Net combined ratio 95.0% improved 0.5 pts; loss ratio down 1.4 pts to 70.5% on lower weather losses.
Completed 2025-2026 reinsurance renewal early; secured $352M multi-year coverage through 2026-2027.
Declared Q2 dividend $0.16/share, payable May 16, record May 9.

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