{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-25-000071","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2025-05-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.689040+00:00","generated_at":"2026-05-20T07:16:49.707279+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UVE insurance subsidiaries complete 2025-2026 reinsurance program; tower increased to $2.526B","bullets":["All States first event retention remains unchanged at $45M.","Combined reinsurance tower raised to $2.526B, up $110M vs 2024-2025 period.","Added $352M multi-year catastrophe capacity extending through 2026-2027.","All largest private reinsurance participants rated 'A' or higher by AM Best.","Florida represents less than 50% of total insured values as of March 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-25-000071","json":"https://secwatch.observer/filing/0000891166-25-000071.json","markdown":"https://secwatch.observer/filing/0000891166-25-000071.md","text":"https://secwatch.observer/filing/0000891166-25-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000071/0000891166-25-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000071/uve-20250529.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T07:16:49.707279+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}