---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-25-000071"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2025-05-29T23:59:59+00:00"
generated_at: "2026-05-20T07:16:49.707279+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# UVE insurance subsidiaries complete 2025-2026 reinsurance program; tower increased to $2.526B

## Summary
- All States first event retention remains unchanged at $45M.
- Combined reinsurance tower raised to $2.526B, up $110M vs 2024-2025 period.
- Added $352M multi-year catastrophe capacity extending through 2026-2027.
- All largest private reinsurance participants rated 'A' or higher by AM Best.
- Florida represents less than 50% of total insured values as of March 31, 2025.

## SEC filing metadata
- accession: 0000891166-25-000071
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2025-05-29T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116625000071/0000891166-25-000071-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116625000071/uve-20250529.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-25-000071
- JSON: https://secwatch.observer/filing/0000891166-25-000071.json
- Plain text: https://secwatch.observer/filing/0000891166-25-000071.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.