{"schema_version":"secwatch.filing_event.v1","accession":"0000891166-25-000114","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.617311+00:00","generated_at":"2026-05-18T02:58:05.052468+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Universal Insurance Q2 2025 GAAP EPS $1.21, adjusted EPS $1.23; book value up 18.9% YoY","bullets":["GAAP diluted EPS $1.21; adjusted diluted EPS $1.23; net income $35.1M (down 0.9% YoY).","Direct premiums written $596.7M (+3.2% YoY); net combined ratio 97.8% (up 1.9 pts).","Book value per share $16.39 (+18.9% YoY); adjusted book value $17.85 (+8.6% YoY).","Returned $12M to shareholders: $7.4M share repurchases and $0.16/sh dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000891166-25-000114","json":"https://secwatch.observer/filing/0000891166-25-000114.json","markdown":"https://secwatch.observer/filing/0000891166-25-000114.md","text":"https://secwatch.observer/filing/0000891166-25-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000114/0000891166-25-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000089116625000114/uve-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:58:05.052468+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}