secwatch.observer — SEC 8-K summary
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Issuer:     UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
CIK:        0000891166
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0000891166-25-000114
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Universal Insurance Q2 2025 GAAP EPS $1.21, adjusted EPS $1.23; book value up 18.9% YoY
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- GAAP diluted EPS $1.21; adjusted diluted EPS $1.23; net income $35.1M (down 0.9% YoY).
- Direct premiums written $596.7M (+3.2% YoY); net combined ratio 97.8% (up 1.9 pts).
- Book value per share $16.39 (+18.9% YoY); adjusted book value $17.85 (+8.6% YoY).
- Returned $12M to shareholders: $7.4M share repurchases and $0.16/sh dividend.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/891166/000089116625000114/0000891166-25-000114-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/891166/000089116625000114/uve-20250724.htm
  HTML page:      https://secwatch.observer/filing/0000891166-25-000114

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer