Universal Q3 EPS $1.38, net income $39.8M vs prior-year loss of $16.2M

UNIVERSAL INSURANCE HOLDINGS, INC.

2025-Q3 EPS reported $4.03 revenue$1,195,989,000

Net income $39.8M vs loss $16.2M; diluted EPS $1.38 vs ($0.57) YoY.
Direct premiums written $592.8M (+3.2% YoY); policies in force up 4.7% to 883,888.
Combined ratio improved to 96.4% from 116.9% YoY, driven by lower loss ratio (70.2% vs 91.7%).
Book value per share $17.65, up 24.7% YoY; annualized ROCE 33.4%.
Returned $12.8M to shareholders via $8.1M buybacks and $0.16/sh quarterly dividend.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.