---
schema_version: "secwatch.filing_event.v1"
accession: "0000891166-26-000007"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2026-02-24T23:59:59+00:00"
generated_at: "2026-05-16T01:00:09.067666+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Q4 2025 EPS $2.28; book value up 48% YoY

## Summary
- GAAP diluted EPS $2.28; adjusted diluted EPS $2.17 for Q4 2025.
- Direct premiums written $483.7M, up 2.7% YoY.
- Annualized ROCE 50.9%; adjusted ROCE 46.1%.
- Book value per share $19.67, up 48.1% YoY; adjusted book value $20.60, up 32.6%.

## SEC filing metadata
- accession: 0000891166-26-000007
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2026-02-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000089116626000007/0000891166-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000089116626000007/uve-20260224.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000891166-26-000007
- JSON: https://secwatch.observer/filing/0000891166-26-000007.json
- Plain text: https://secwatch.observer/filing/0000891166-26-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.