secwatch.observer — SEC 8-K summary
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Issuer:     UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
CIK:        0000891166
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0000891166-26-000042
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Universal Q1 GAAP EPS $1.88 vs $1.44 YoY; net combined ratio 89.7% improves 5.3 pts
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- Diluted GAAP EPS of $1.88, adjusted EPS $2.00; net income $54.3M up 31% YoY.
- Direct premiums written $506.5M (+8.5% YoY); policies in force up 5.8% to 915,306.
- Net combined ratio 89.7% (down 5.3 pts) on lower loss ratio of 63.9% (down 6.6 pts).
- Book value per share $20.95, up 39.9% YoY; quarterly dividend $0.16/sh declared.
- Completed 2026-2027 reinsurance renewal; secured $352M additional multi-year coverage.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000042/0000891166-26-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000042/uve-20260423.htm
  HTML page:      https://secwatch.observer/filing/0000891166-26-000042

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer