secwatch.observer — SEC 8-K summary
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Issuer:     UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
CIK:        0000891166
Form:       8-K
Filed at:   2026-05-28T20:16:49+00:00
Accession:  0000891166-26-000053
Event type: other_material
Sentiment:  positive
Materiality: 0.63
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Universal Insurance subsidiaries complete 2026-2027 reinsurance program with $2.623B tower, $45M retention
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- Combined first-event tower increased ~$50M to $2.623 billion; first-event statutory retention unchanged at $45M.
- Secured $352M multi-year catastrophe capacity extending through 2027-2028; $277M sits below FHCF layer.
- Largest private reinsurers maintain AM Best rating of A or higher (Nephila/Markel, RenaissanceRe, Munich Re, etc.).
- Florida represents less than 50% of total insured value as of March 31, 2026.
- Market moderating after benign 2025 Atlantic hurricane season and Florida property insurance reforms.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000053/0000891166-26-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000053/uve-20260528.htm
  HTML page:      https://secwatch.observer/filing/0000891166-26-000053

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