secwatch.observer — SEC 8-K summary
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Issuer:     UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
CIK:        0000891166
Form:       8-K
Filed at:   2026-07-23T20:15:24+00:00
Accession:  0000891166-26-000085
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Universal Insurance Q2 EPS $2.04, revenue up 6.7%; combined ratio improves to 91.6%
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- Diluted GAAP EPS of $2.04 vs $1.21 prior year; adjusted EPS $1.84 vs $1.23.
- Total revenues $427M, up 6.7%; net premiums earned $377.3M, up 4.7%.
- Net loss ratio improved 7.5 pts to 64.8%; combined ratio 91.6% vs 97.8%.
- Direct premiums written $621.3M, up 4.1%; policies in force up 7.1% to 934k.
- Book value per share $22.89, up 39.7% YoY; quarterly dividend $0.16/share declared.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000085/0000891166-26-000085-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/891166/000089116626000085/uve-20260723.htm
  HTML page:      https://secwatch.observer/filing/0000891166-26-000085

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer